Visitors Counter. Seed loan assistance up to 1 core for developing socially relevant products prescribed by UNO. Loan for Startup Entrepreneurs. The maximum project cost of the scheme is Rs.2,00,000/- per head. It is commendable to note that the organization has been able to set a new trend in project financing over the last few years by framing a lending mechanism marked by liberal terms and generous conditions. The applicant should have service left before retirement for a period not less than six years.The rate of interest on loan will be 8% p.a. It is also stated as the mid- level business institution setup loan. This  scheme too has a special relevance in the light of the recent floods in Kerala as it also addresses the basic necessities of many who were displaced of their original home. 9)         Loan for Tribal Entrepreneurs Scheme. Socio-economic advancement of the Scheduled Castes and Tribes is the outcome of an integrated and result oriented effort of several forces on development which invariably necessitates social transformation and economic empowerment of their members by massive enlightenment, motivation and meaningful credit support through the Scheduled Castes and Scheduled Tribes Development Corporation. - Existing clients of the Corporation will get preference. The repayment period is 5 years and the rate of interest is 6% per annum upto Rs.5 lakhs and 8% per annum above Rs.5 lakhs. 5. The maximum unit cost is Rs.2,50,000/-. Peoples are residing on road, footpaths, slums and many other places without a home. with repayment period of 5 years. 3) . It covers economic activities cutting across different economic segments like agriculture, industry,            trade and commerce. 1 7 2 2 7 9 9. 500 flats from old inventory. The amount admissible per group will be Rs. Out of this, an amount not exceeding Rs.50,000/- will be given as special subsidy by the Corporation. The rate of interest is 6% up to Rs.5,00,000/- and 8 % above Rs.5,00,000/- . The basic objective of the scheme is to provide soft loan to purchase a motor car to persons employed on regular basis in State Govt. Departments, live State Public Sector Undertakings and Autonomous Institutions of the State Govt. The loan amounting up to Rs. The Corporation is well aware of the magnitude of responsibility put on its shoulders by the policy makers and hence has been acting as a catalyst to enthuse and energize the potential members belonging to the target group so as to satisfy the growing ambitions and aspirations of an emerging group of entrepreneurs from among them. Kerala Housing department is to implement various housing construction and loan schemes in order to cater to the housing needs of people irrespective of any income group. The repayment period is 5 years and the rate of interest is 6%. The loan amount should be recovered in 100 equal monthly instalments with 4% simple interest per annum. Loan up to Rs. The project cost of the scheme is Rs. The scheme provides loan to Scheduled Caste beneficiaries for purchasing Auto/Commercial Vehicles with cost not exceeding Rs.10,00,000/-. 4351), known as SC/ST Federation in short, is the Apex Cooperative Federation of the Scheduled Castes and Scheduled Tribes primary co-operative societies in the State of Kerala, constituted and registered under Kerala State Cooperative Societies Act of 1969 on 22nd of July 1981 . In order to help bright students of SC communities to go for higher studies abroad, the Corporation proposes to give financial assistance up to Rs.10 lakh per head to the needy students for pursuing job assured specialised post graduate professional studies. The Urban Housing Mission is an idea for providing houses for all in Kerala. The repayment period is 3 years. The repayment period is 5 years after the completion of the course and the rate of interest is 6%. 16358/G2/2013/SCSTDD 11.11.2013, LINE DEPARTMENTS, INSTITUTIONS AND ORGANIZATIONS, Directorate of Scheduled Castes Development, AyyankaliBhavan , KanakaNagar, Vellayambalam, Trivandrum Scheduled Castes Development Department (for details click here), KIRTADS (Kerala Institute for Research, Training and Development Studies of Scheduled Castes and Scheduled Tribes) State office of National Scheduled Castes and Scheduled Tribes Commission, Kerala State Backward Classes Development Corporation Ltd (for details click here), Kerala State Development Corporation for Christian Converts from Scheduled Castes and Recommended Communities Ltd. (for more details click here), The Kerala State Development Corporation for Scheduled Castes and Scheduled Tribes Ltd. (for details click here), Kerala State Commission for Backward Classes. Total budget for the schemes (SC) is Rs. Their method of funding is as follows: Child – Loans up to Rs. CARe-Home Envisages the construction of 1500 Houses at 1 st phase & 2500 Houses at 2 nd phase with the total outlay of 200 crore fully funded by way of contributions from co-operative sector and the Member Relief Fund. 10) Loan for Rehabilitation of  Return Emigrants (NORKA ROOTS), In order to help the returned NRKs (Non Resident Keralites) to find a reasonable steady income for their livelihood, Government of Kerala have started the rehabilitation package called NDPREM (Norka Department Project for Return Emigrants). The interest on loan will be 5% p.a.with repayment period of 3 years. 1722799. Proceedings of the Scrutiny committee for verification of Community Certificate No. The Women Empowerment Programme is a new initiative of the Corporation to materialize the concept of Empowerment of the rural women through social mobilization. All days. Kerala government has decided to launch central government housing scheme Pradhan Mantri Awas Yojana (PMAY) in the state. The repayment period is 5 years. 18)      Car loan to Govt. The repayment period is 5 years. The project cost of the scheme is  Rs. Application fees is to be made online only and the ratio will be 2:1 for SC and ST category applicants and tentative cost will be as per standard costing. 4)       Foreign Employment Loan Scheme (New). The scheme supplements the need from professionals like Doctors, Graduate Engineers, Diploma/ITI/ITC holders , Paramedical Technicians, Lawyers,  etc for project finance to promote sustainable ventures using their intelligence and insight. 4. The group may consist of  10 to 20 members on the lines of the Neighbourhood  groups of Kudumbasree. The basic objective of this project is to provide  working capital loan to authorised petroleum dealers belonging to Scheduled Castes. This scheme doesn’t eliminate the urban poor. The loan amounting up to    Rs.5 lakhs may be used by the beneficiaries for the repair, maintenance and renovation of the existing dwellings. Details Of SC ST Loan Scheme Karnataka. The loan proposal “Professional Service Scheme” is meant to assist enterprising and ambitious youths belonging to Scheduled Caste with some recognised professional degree/ diploma to set up their own venture for income generation and gainful employment. SC/ST entrepreneurs shall be allowed reimbursement under SMAS for maximum of 2 (two) international events and 4 (four) domestic events in a financial year, irrespective of the … (P) No. KSBCDC Registered Office II Floor, T.C. The schemes are made available to those  candidates who have valid Driving Licenses so that they can earn their livelihood by providing passenger traffic service to the Public. Kerala Gau Samridi Plus Scheme [Insurance Subsidy Scheme] General/ST/SC/OBC Online Form, Documents, Eligibility The Gau Samridhi Plus Scheme has been initiated by the Kerala government and due to this dairy farmers will be assisted financially to expand their business. NSFDC provides term loan for project(s)/unit(s) costing upto Rs 50.00 lakhs. Of the total amount, 50% is given by the Kerala State Housing Board while the rest is met by the local self-government departments. 24245/G2/2013/SCSTDD 11.11.2013, Proceedings of the Scrutiny committee for verification of Community Certificate No. The Foreign Employment Loan Scheme envisages to provide up to Rs. Employees belonging to Scheduled Castes. 1971 • Kerala State Housing Board was established which took many loan-subsidy linked housing programs for EWS 1972 • One Lakh Housing scheme - it marked a remarkable change in the low-income housing situation of Kerala. Soon: View Details: Kerala Education Loan Repayment Scheme Launched: View Details It also aims to diversify the lending activities of the Corporation by extending credit to the salaried class hither to left least untapped, as they are identified as a potential group of beneficiaries with less risk component and high incidence of repayment. 758. The project cost of the scheme is Rs. Kerala State SC Development Department Nandavanam Vikas Bhavan.P.O Trivandrum PIN:695033. of Kerala in the ratio of 49:51. Source of finance for implementing various schemes are :-. Theunit cost of the scheme is Rs.50,000/-. 17)       Personal Loan to Govt. Monitoring of Admission following principles of Reservation in Educational Institutions for SC/ST, Pre-primary Educational Institutions. No:27/588 (7) & (8) Pattoor, Vanchiyoor P.O. AS per the New Industrial Policy 2014-19 by Commerce and Industries Department Govt. But, if the loan is applied under this scheme, it is only need to pay at the rate of 3.5% to 4% per annum. The main objective of the scheme is to provide financial aid to SC/ST and women to promote entrepreneurship and employment in the country. While the Corporation releases the loan portion, the subsidy is released by the State Government (Scheduled Castes Development Department). 5)      Land Purchase Scheme for Agricultural Labourers. The applicant should be unemployed ST youths in  the age group of 18 to 55 years. 69/75/DD dated 21-06-1975. The loan is repayable within a period of 5 years. 2 lakhs  will be loan and the remaining will be subsidy. The scheme envisages to provide soft loan assistance to ST women entrepreneurs to promote income generating activities and thereby to improve their socio-economic status in the society. Maximum size of the booth/stall in the exhibition/trade fair should be 3mx3m. 50,000/- per unit and the rate of interest on the loan is 4%. of Karnataka, Incentives and concessions for SC/ST Category Entrepreneurs. Housing Scheme: Financial assistance for construction of new houses for houseless ST families. Empowerment of the Scheduled Castes and Tribes to overcome poverty and stigma and free them of the existing social imbroglio through their human resources development and active involvement in fruitful ventures of income generation to ensure social and economic justice to the members. 7,50,000/- The applicant should belong to the SC Community and their age will not exceed 60 years having annual income not more than 6,00,000/. This scheme offers freehold residential and commercial plots for construction and allotment in the state, primarily for the socially and economically weaker sections of the society. The repayment period is 5 years and the rate of interest is 6%. The Social Welfare Minister Of Karnataka Mr. Priyank Kharge launched this scheme on 30 October 2018. It covers startup ventures cutting  across different economic segments promoted by even student entrepreneurs  forming part of the State’s initiative to materializing the concept of ‘industry institute linkage’. Startup Loans. The parents should belong to the SC/ST Community and their age will not exceed 65 years having annual income not more than 3,00,000/. In Kerala, as per Rule 14 (a) of the Kerala State and Subordinate Service Rules 1958, 10 per cent representation (8 per cent for SCs and 2 per cent for STs) is reserved to Scheduled Castes/Scheduled Tribes in Gazatted, Non-Gazatted and Last … The initiative will also encourage young minds to come up with innovative ideas and create job opportunities in the country. The applicant should be unemployed ST youths in  the age group of 18 to 55 years. Maximum project cost is Rs.5,00,000/-  and loan amount should be recovered in 60 equal monthly instalments with 7% simple interest per annum. The scheme envisages to provide soft loan assistance to SC women entrepreneurs to promote income generating activities and thereby to improve their socio-economic status in the society. The objective of the scheme “Loan for Startup Entrepreneurs”   is to fund  small and medium sized technology driven projects of young entrepreneurs and innovators  with investment needs not exceeding Rs.50 lakhs which are viable and requiring less gestation period. The applicant should be unemployed ST woman in  the age group of 18 to 55 years. ie., lower income groups as well as the salaried class. All papers relating to educational concessions to SC/ST and OEC self Financing Institutions, Parallel College Scheme, Post Matric Studies, Post Matric Scholorships, Egrantz. A credit portfolio with provision to finance projects of dynamic entrepreneurs having investment needs ranging from Rs.50,000/- to Rs.50 lakhs makes the lending programmes of the Corporation popular and magnificent. 11). Later the Harijan Welfare Department and the Tribal Welfare Department was renamed as Scheduled Castes Development Department and Scheduled Tribes Development Department respectively. Currently the market rate of interest on housing loan is about 10% per annum. Kerala Education Loan Repayment Scheme 2017 Student Registration / Application Forms at www.elrs.kerala.gov: View Details: Kerala govt. The rate of interest on loan will be 6-7% and the repayment period  will be 7-10 years. The project cost of the scheme is Rs. PMAY Scheme. The repayment period is 5 years and the rate of interest is 9%. The applicant should be unemployed SC/ST persons in  the age group of 18 to 55 years  having annual income not more than 5,00,000/. The credit at nominal rate of interest is meant to fund low-investment oriented and conventional trades and activities including petty business, which are viable and suitable to earn additional income for the poor target group. The authority has taken a decision to launch a DDA special online housing scheme 2019 for SC / ST for approx. 52399.55 Cr and the budget allocated for the schemes for STs is Rs. The repayment period is 5 years. The applicant should be unemployed SC/ST persons in the age group of 18 to 55 years having annual income not more than 3,50,000/. The entrepreneurs belonging to Scheduled Communities within the age group of 18-55 years with annual family income not exceeding Rs.25,00,000/- will be considered for loan assistance. The unit cost of the scheme will be Rs.4,00,000/- with interest rate of 6% p.a. 50,000/- per unit and the rate of interest on the loan is 4%. Applicants can avail this scheme depending on the need of the fund. The Corporation intends to help unemployed youths among Scheduled Castes / Scheduled Tribes who are approaching the Corporation with small projects which are viable but not being implemented either directly or with the help of other financing agencies for starting self employment ventures. The project cost of the scheme is  Rs. The scheme provides loan to ST youths for purchasing Autorikshaw as it yields quick returns with minimum efforts. - Promoters should be prompt in servicing loans availed by them. 2,25,000/-. Term Loan Assistance from National Scheduled Castes Finance and Development Corporation (NSFDC) and National Scheduled Tribes Finance and  Development Corporation (NSTFDC) under Govt. of India. The applicant should be unemployed SC/ST persons in  the age group of 18 to 55 years  having annual income not more than 3,50,000/. School Certificate /Age Certificate -Copy, Passport-copy (for Foreign Employment Loan & Rehabilitation of Return Emigrants), Work Agreement & Visa –Copy (for Foreign Employment Loan), Driving License- Copy (For Transport Scheme), Community Certificate (Applicant & Bride), School Certificate/Age Certificate-Copy (Applicant & Bride), Certificate from the Panchayath Member/President regarding the fixation of marriage, School Certificate (Educational Qualifications)-Copy, Copy of Admission Confirmation from educational Institute with Schedule of Payment charges, Copy of Prospectus of the course for which loan is sought. (for details click here), e-grantz Project (for details click here), Minister for Welfare of Scheduled Castes, Scheduled Tribes  and Backward Classes, Law, Culture and Parliamentary Affairs, Scheduled Castes and Scheduled Tribes Development Page, Scheduled Castes and Scheduled Tribes Development, Scheduled Castes Development Department (, Kerala State Backward Classes Development Corporation Ltd, Agriculture Development & Farmers' Welfare, Scheduled Caste & Scheduled Tribes Development, Information & Public Relations Department, Kerala Institute for Research Training & Development Studies of Scheduled Castes & Scheduled Tribes, Ministry of Tribal Affairs, Government of India, National Commission for Scheduled Castes, Government of India, National Commission for Scheduled Tribes, Government of India, Kerala State Commission for Scheduled Castes and Scheduled Tribes, Modernization of lifestyle by conserving the culture, Residential education for reducing the rate of dropouts, Sustainable development for regular income, This is the State Portal of Kerala designed and developed by. The scheme “Housing Loan” will be launched by the Corporation as a flagship programme to assist lower income groups belonging to Scheduled Communities to materialise the concept of their dream home. 2 lakhs,  Rs.1 lakh is released as loan and the remaining Rs.1 lakh will be subsidy. Annual family income of the beneficiary should not exceed Rs.98,000/-.in rural area and  Rs.1,20,000/- in urban areas. Annual family income of the beneficiary should not exceed Rs.98000/-.in rural area and  Rs.1,20,000/- in urban areas. The scheme is made available to those candidates who have valid Driving Licence. /*